{"id":27,"date":"2026-10-09T11:00:00","date_gmt":"2026-10-09T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/transcendrealestateutah-com\/2026\/10\/09\/homebuyers-gain-more-choices-as-mortgage-applications-ease\/"},"modified":"2026-10-09T11:00:00","modified_gmt":"2026-10-09T11:00:00","slug":"homebuyers-gain-more-choices-as-mortgage-applications-ease","status":"publish","type":"post","link":"https:\/\/www.transcendrealestateutah.com\/blog\/2026\/10\/09\/homebuyers-gain-more-choices-as-mortgage-applications-ease\/","title":{"rendered":"Homebuyers Gain More Choices as Mortgage Applications Ease"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>It\u2019s been a challenging stretch for new-home buyers lately. Mortgage applications for newly built homes have dipped for the fifth month in a row, falling 6% from last month and 5.5% compared to a year ago. Even with builder incentives in play, high mortgage rates and prices are making it tough for many to move forward. FHA loans made up 35% of applications, and the overall pace of new home sales is down 9% from last year.<\/p>\n<p>As someone who\u2019s helped clients across Northern Utah navigate all kinds of markets since 2005, I know these numbers can feel daunting\u2014especially if you\u2019re weighing whether now is the right time to buy or sell. My approach is always to help you understand what\u2019s happening locally, consider your options, and make decisions with clarity and confidence. If you\u2019re curious how these trends might impact your next move\u2014whether you\u2019re exploring new construction or looking at existing homes\u2014I\u2019m here to help you make sense of it all, every step of the way.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/nationalmortgageprofessional.com\/news\/new-home-mortgage-applications-fall-fifth-straight-month\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s been a challenging stretch for new-home buyers lately. Mortgage applications for newly built homes have dipped for the fifth month in a row, falling 6% from last month and 5.5% compared to a year ago. Even with builder incentives in play, high mortgage rates and prices are making it tough for many to move [&hellip;]<\/p>\n","protected":false},"author":497,"featured_media":28,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-27","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.transcendrealestateutah.com\/blog\/wp-json\/wp\/v2\/posts\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.transcendrealestateutah.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.transcendrealestateutah.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.transcendrealestateutah.com\/blog\/wp-json\/wp\/v2\/users\/497"}],"replies":[{"embeddable":true,"href":"https:\/\/www.transcendrealestateutah.com\/blog\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":0,"href":"https:\/\/www.transcendrealestateutah.com\/blog\/wp-json\/wp\/v2\/posts\/27\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.transcendrealestateutah.com\/blog\/wp-json\/wp\/v2\/media\/28"}],"wp:attachment":[{"href":"https:\/\/www.transcendrealestateutah.com\/blog\/wp-json\/wp\/v2\/media?parent=27"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.transcendrealestateutah.com\/blog\/wp-json\/wp\/v2\/categories?post=27"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.transcendrealestateutah.com\/blog\/wp-json\/wp\/v2\/tags?post=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}